Everyone desires to escape poverty, but there are many definitions of 'the good life'. Those who want financial and emotional stability can do more than hope to buy a winning ticket or find the mythical pot of gold. However, the goals of people who want to learn how to live a prosperous life will vary according to individual standards and cultural beliefs.
Many people want the simple basics of enough wholesome food, adequate shelter, and suitable clothing. Others want to dress in designer clothes, drive late-model cars, and live in a house just a little better than the Jones'. Some pride themselves on having no debt, with even their car and home paid for, while others enjoy all that credit can buy.
For most people in developed countries, it's possible to achieve an adequate lifestyle. Sometimes cultural mores dictate sharing when you personally have more than enough. Native Americans have a tradition of helping less fortunate relatives rather than living ostentatiously. Christians often hold to the teaching that it is more blessed to give than to receive.
Others believe that charity begins at home and spending money on themselves and their families is fine. After all, the money is theirs. This viewpoint is less altruistic, but it does make the world go round. Conspicuous consumption is what over 60% of the American economy is based on. What would all the shopping malls, restaurants, car dealerships, and resorts do if everyone began to hoard their pennies?
No matter where you live, or how, being able to manage what money you have is key. It's a fact that setting up a budget works. Most people hate the idea of such discipline, but studies show that adhering to a spending plan that puts fixed expenses first and then apportions the residue to such things as food, gas, clothing, and recreation is good practice. People often don't really know where their money goes, and many are addicted to impulse buying - a fatal flaw.
It is amazing how far the income goes when a budget is strictly followed. Those who feel they simply don't have enough money find that even saving a little is possible. Husbands and wives who battle over money - the single greatest cause of marital discord - can live in harmony again. You may feel the pinch, but you won't be able to deny the benefits of such programs.
Avoiding debt is another precept which much of the world ignores. Buying on credit adds interest and fees to every purchase. Peace of mind is lost when monthly bills mount up and due dates are missed. Buying on credit makes no financial sense whatever, whether it's a government or a household. Save money for emergencies rather than looking to a credit card to bail you out.
There are other proven ways to succeed. Christians swear that giving ten percent brings blessings that make the rest go farther than before; things are better off rather than more strained. Hard work still pays off. Those who work long and smart in their youth can enjoy their golden years. Explore your strengths and talents, save and invest as you go, and know what is truly important; this is real prosperity on all levels.
Many people want the simple basics of enough wholesome food, adequate shelter, and suitable clothing. Others want to dress in designer clothes, drive late-model cars, and live in a house just a little better than the Jones'. Some pride themselves on having no debt, with even their car and home paid for, while others enjoy all that credit can buy.
For most people in developed countries, it's possible to achieve an adequate lifestyle. Sometimes cultural mores dictate sharing when you personally have more than enough. Native Americans have a tradition of helping less fortunate relatives rather than living ostentatiously. Christians often hold to the teaching that it is more blessed to give than to receive.
Others believe that charity begins at home and spending money on themselves and their families is fine. After all, the money is theirs. This viewpoint is less altruistic, but it does make the world go round. Conspicuous consumption is what over 60% of the American economy is based on. What would all the shopping malls, restaurants, car dealerships, and resorts do if everyone began to hoard their pennies?
No matter where you live, or how, being able to manage what money you have is key. It's a fact that setting up a budget works. Most people hate the idea of such discipline, but studies show that adhering to a spending plan that puts fixed expenses first and then apportions the residue to such things as food, gas, clothing, and recreation is good practice. People often don't really know where their money goes, and many are addicted to impulse buying - a fatal flaw.
It is amazing how far the income goes when a budget is strictly followed. Those who feel they simply don't have enough money find that even saving a little is possible. Husbands and wives who battle over money - the single greatest cause of marital discord - can live in harmony again. You may feel the pinch, but you won't be able to deny the benefits of such programs.
Avoiding debt is another precept which much of the world ignores. Buying on credit adds interest and fees to every purchase. Peace of mind is lost when monthly bills mount up and due dates are missed. Buying on credit makes no financial sense whatever, whether it's a government or a household. Save money for emergencies rather than looking to a credit card to bail you out.
There are other proven ways to succeed. Christians swear that giving ten percent brings blessings that make the rest go farther than before; things are better off rather than more strained. Hard work still pays off. Those who work long and smart in their youth can enjoy their golden years. Explore your strengths and talents, save and invest as you go, and know what is truly important; this is real prosperity on all levels.
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