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Sabtu, 31 Mei 2014

3 Methods To Prevent Debit Fraud By A Long Island CPA

By Bob Oliver


When you think about it, no one should have to worry about the idea of debit card fraud, right? Seeing as how these cards have PINs tied to them, it should be nearly impossible for thieves to break in and steal your information. However, you may still be at risk unless you take the proper care from a financial standpoint. Fortunately, there are methods to consider and a Long Island CPA can tell you all about them. Here are just 3 ways to ensure that you do not undergo debit fraud.

Once you have your bank statement in hand, look over it with care. You have to make sure that you recognize every last payment that has been made with your card. In the best case scenario, everything will be order. However, if you believe that there was a payment made that you do not recognize, this is where it is important to contact your bank. In fact, I am of the opinion that this is one of the most helpful actions that will help in just about any financial situation.

Secondly, when determining what your initial PIN will be, a Long Island CPA will inform you of a few aspects to keep in mind. First of all, the PIN in question should be one that is easy enough to remember, which is especially true since debit cards are going to be used constantly. However, you want to make sure that the PIN is unique, which practically eliminates the possibility of birth dates being used. These are just a few precautions that financial authorities like Gettry Marcus can tell you about.

Thirdly, make sure that you are protective when it comes to your PIN. One of the most important aspects to know is that no bank, or reputable financial establishment for that matter, is going to ask you for your PIN. However, if you are on the phone with someone and they want you to give that number, that should be one of the greatest red flags raised. It's very easy for thieves to call the bank, with this information, and ultimately make you the victim of identity theft.

With these tips set in place, you should be able to better protect your debit card information in the long term. It may seem unlikely but it is possible that your information can become compromised if you do not exhibit the best level of care possible. It's fortunate, then, that there are a number of steps that can be taken in order to ensure that your information is protected. Make sure that you understand them and you will see your financial standing become even stronger.




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